---
canonical_url: https://lendb.ai/lo/tim-kritcher-99435
json_url: https://lendb.ai/lo/tim-kritcher-99435.json
nmls_id: 99435
last_verified: 2026-10-09
---

# Tim Kritcher

Branch Manager at Guild Mortgage, High Point, NC. NMLS ID 99435 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/99435)).

**Summary:** Tim Kritcher (NMLS 99435) is Branch Manager at Guild Mortgage, based in High Point, NC. Lists Alabama, Kentucky, North Carolina, South Carolina and Virginia on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Alabama (AL, lender_reported), Kentucky (KY, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Since 1996, Tim has led mortgage operations and loan production across NC, SC, VA, and AL. He manages a seasoned team focused on tailored solutions and building lasting client relationships.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1996. Source: https://branches.guildmortgage.com/nc/highpoint/tim-kritcher-645-chtkr.html, verified 2026-10-09.
- role: Branch operations and personal loan production. Source: https://branches.guildmortgage.com/nc/highpoint/tim-kritcher-645-chtkr.html, verified 2026-10-09.
- service_area: North Carolina, South Carolina, Virginia, and Alabama. Source: https://branches.guildmortgage.com/nc/highpoint/tim-kritcher-645-chtkr.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), High Point, NC. Source: https://branches.guildmortgage.com/nc/highpoint/tim-kritcher-645-chtkr.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/99435

## Contact

- linkedin_url: https://www.linkedin.com/in/timkritchermortgagepro/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/nc/highpoint/tim-kritcher-645-chtkr.html
- Office phone and Email on file: shown at https://lendb.ai/lo/tim-kritcher-99435#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/99435
- lender_site: https://branches.guildmortgage.com/nc/highpoint/tim-kritcher-645-chtkr.html

Cite as: Tim Kritcher (NMLS 99435), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/tim-kritcher-99435, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._