---
canonical_url: https://lendb.ai/lo/tim-ma-517746
json_url: https://lendb.ai/lo/tim-ma-517746.json
nmls_id: 517746
last_verified: 2026-10-09
---

# Tim Ma

Loan Officer at BECU. NMLS ID 517746 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/517746)).

**Summary:** Tim Ma (NMLS 517746) is Loan Officer at BECU. Works at a credit union, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Manufactured home, FHA loan, VA loan and First-time buyer. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Manufactured home** (`manufactured`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/tim-ma
- **FHA loan** (`fha`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/tim-ma
- **VA loan** (`va`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/tim-ma
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.80, verified 2026-10-09. Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/tim-ma

## About

Tim has worked in finance since 2001 and mortgage lending since 2012. Their lending background includes land loans, manufactured homes, and residential properties, with specialization in conventional financing plus VA and FHA programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2001. Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/tim-ma, verified 2026-10-09.
- role: Loan Officer. Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/tim-ma, verified 2026-10-09.
- credential: BECU family member since 2007. Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/tim-ma, verified 2026-10-09.
- service_area: Works with mortgage lending including land loans and manufactured homes. Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/tim-ma, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: BECU (NMLS 490518). Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/tim-ma, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/517746

## Contact

- View profile at BECU: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/tim-ma
- Office phone and Email on file: shown at https://lendb.ai/lo/tim-ma-517746#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/517746
- lender_site: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/tim-ma

Cite as: Tim Ma (NMLS 517746), BECU. LenDb.ai, https://lendb.ai/lo/tim-ma-517746, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._