---
canonical_url: https://lendb.ai/lo/timberly-oaks-305023
json_url: https://lendb.ai/lo/timberly-oaks-305023.json
nmls_id: 305023
last_verified: 2026-10-09
---

# Timberly Oaks

Mortgage Advisor at Xpert Home Lending. NMLS ID 305023 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/305023)).

**Summary:** Timberly Oaks (NMLS 305023) is Mortgage Advisor at Xpert Home Lending. Licensed in Colorado, confirmed with the state regulator (license 100027667). Earliest state license record: February 17, 2009 (Colorado), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: February 17, 2009 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Colorado (CO, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | 100027667 | active | confirmed | 2009-02-17 | state_regulator | 2026-10-10 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/timberly-oaks, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/305023

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/timberly-oaks
- Office phone on file: shown at https://lendb.ai/lo/timberly-oaks-305023#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/305023
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=145590&contact=233687
- lender_site: https://xperthomelending.com/loan-directory/timberly-oaks

Cite as: Timberly Oaks (NMLS 305023), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/timberly-oaks-305023, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._