---
canonical_url: https://lendb.ai/lo/timi-molitor-1251249
json_url: https://lendb.ai/lo/timi-molitor-1251249.json
nmls_id: 1251249
last_verified: 2026-10-09
---

# Timi Molitor

Licensed Mortgage Professional at Homeowners Financial Group, Waite Park, MN. NMLS ID 1251249 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1251249)).

**Summary:** Timi Molitor (NMLS 1251249) is Licensed Mortgage Professional at Homeowners Financial Group, based in Waite Park, MN. Licensed in Florida, confirmed with the state regulator (license LO151276). Also lists Minnesota on the lender page (not yet checked with the state regulator). Earliest state license record: September 29, 2026 (Florida), per state regulator. States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: September 29, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://homeownersfg.com/timimolitor/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Minnesota (MN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Timi has over 20 years of banking and mortgage lending experience, starting as a teller at a credit union in 2005 before advancing into loan servicing and mortgage lending. They focus on making the mortgage process smooth, transparent, and stress-free for all borrower types.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://homeownersfg.com/timimolitor/, verified 2026-10-09.
- years_experience: since 2005. Source: https://homeownersfg.com/timimolitor/, verified 2026-10-09.
- role: started as a teller, advanced to loan servicing. Source: https://homeownersfg.com/timimolitor/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO151276 | active | confirmed | 2026-09-29 | state_regulator | 2026-10-09 |
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Homeowners Financial Group (NMLS 93718), Waite Park, MN. Source: https://homeownersfg.com/timimolitor/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1251249

## Contact

- linkedin_url: https://www.linkedin.com/in/timi-molitor-57898518a/ (source: lender_site, verified 2026-10-09)
- View profile at Homeowners Financial Group: https://homeownersfg.com/timimolitor/
- Office phone and Email on file: shown at https://lendb.ai/lo/timi-molitor-1251249#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1251249
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://homeownersfg.com/timimolitor/

Cite as: Timi Molitor (NMLS 1251249), Homeowners Financial Group. LenDb.ai, https://lendb.ai/lo/timi-molitor-1251249, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._