--- canonical_url: https://lendb.ai/lo/timothy-barnes-1953038 json_url: https://lendb.ai/lo/timothy-barnes-1953038.json nmls_id: 1953038 last_verified: 2026-10-31 --- # Timothy Barnes Loan officer at Standard Mortgage Capital LLC. NMLS ID 1953038 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1953038)). Timothy Barnes (NMLS 1953038) is a mortgage loan officer at Standard Mortgage Capital LLC, licensed in Florida, Texas, Connecticut and 8 more states. Timothy works at an FHA-approved lender, per HUD. **Summary:** Timothy Barnes (NMLS 1953038) is a loan officer at Standard Mortgage Capital LLC. Licensed in 11 states confirmed with state regulators: Florida, Texas, Connecticut, Arkansas, Iowa, California, Massachusetts, Maryland and 3 more. Earliest state license record: June 16, 2021 (Wisconsin), per state regulator. Last verified 2026-10-31. ## Quick answers ### Is Timothy licensed in Florida? Yes. Florida regulator records list license LO90934 as active, first effective July 8, 2021 (verified 2026-10-15). LenDb has 10 other states on file for Timothy. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### What lender does Timothy work for, and is it FHA-approved? Standard Mortgage Capital LLC, company NMLS 1604663, per the lender's own site (verified 2026-10-13). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://www.sml.texas.gov/. ### How long has Timothy been licensed? The earliest state license record LenDb holds for Timothy is from June 16, 2021 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/. ## At a glance - Earliest state license record: June 16, 2021 (Wisconsin), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Timothy T. Barnes (AR, CA, CT, FL, IA, MA, MD, NV, TX, WY, as of 2026-10-28) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Connecticut (CT, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), California (CA DFPI, confirmed), Massachusetts (MA, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed), Illinois (IL, confirmed), Nevada (NV, confirmed) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO90934 | active | confirmed | 2021-07-08 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2024-10-01 | state_regulator | 2026-10-13 | | CT | Connecticut regulator | state_license | LO-1953038 | active | confirmed | | state_regulator | 2026-10-15 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 52529 | active | confirmed | 2024-09-05 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 1953038 | expired | confirmed | 2021-06-16 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1953038 | active | confirmed | 2024-11-21 | state_regulator | 2026-10-24 | | MA | Massachusetts regulator | state_license | MLO1953038 | active | confirmed | | state_regulator | 2026-10-26 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 107640 | active | confirmed | 2024-09-25 | state_regulator | 2026-10-27 | | IL | Illinois regulator | state_license | 31.0086589 | active | confirmed | 2024-09-04 | state_regulator | 2026-10-28 | | NV | Nevada regulator | state_license | NMLO-119010 | active | confirmed | 2025-01-13 | state_regulator | 2026-10-31 | ## Employment history - ? to present: Standard Mortgage Capital LLC (NMLS 1604663). Source: https://www.sml.texas.gov/, verified 2026-10-13. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1953038 ## Contact ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1953038 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.mass.gov/lists/download-a-list-of-approved-licensees - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://mld.nv.gov/ - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: Timothy Barnes (NMLS 1953038), Standard Mortgage Capital LLC. LenDb.ai, https://lendb.ai/lo/timothy-barnes-1953038, last verified 2026-10-31. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._