--- canonical_url: https://lendb.ai/lo/timothy-dibona-629977 json_url: https://lendb.ai/lo/timothy-dibona-629977.json nmls_id: 629977 last_verified: 2026-10-31 --- # Tim Dibona Sales Director at INDEPENDENCE HOME LOANS LLC. NMLS ID 629977 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/629977)). Tim Dibona (NMLS 629977) is a Sales Director at INDEPENDENCE HOME LOANS LLC, licensed in Florida since 2024 and in Texas, Connecticut, Louisiana and 12 more states. **Summary:** Tim Dibona (NMLS 629977) is Sales Director at INDEPENDENCE HOME LOANS LLC. Licensed in 16 states confirmed with state regulators: Florida, Texas, Connecticut, Louisiana, Delaware, Missouri, Arkansas, Iowa and 8 more. Earliest state license record: January 22, 2024 (Florida), per state regulator. Last verified 2026-10-31. ## Quick answers ### Is Tim licensed in Florida? Yes. Florida regulator records list license LO125516 as active, first effective January 22, 2024 (verified 2026-10-15). LenDb has 15 other states on file for Tim. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### What lender does Tim work for? INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/tim-dibona/. ### How long has Tim been licensed? The earliest state license record LenDb holds for Tim is from January 22, 2024 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ## At a glance - Earliest state license record: January 22, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Timothy A. Dibona (AR, CA, CT, DE, FL, IA, LA, MA, MD, MO, NV, OR, TX, WY, as of 2026-10-30); Timothy Dibona (IL, WI, as of 2026-10-27) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Connecticut (CT, confirmed), Louisiana (LA, confirmed), Delaware (DE, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Massachusetts (MA, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed), Illinois (IL, confirmed), Nevada (NV, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Facts from the lender page and intro - years_experience: over two decades. Source: https://independencehl.com/tim-dibona/, verified 2026-10-15. - years_experience: since 2008. Source: https://independencehl.com/tim-dibona/, verified 2026-10-15. - education: Bachelor’s degree in Marketing, Arizona State University W.P. Carey School of Business. Source: https://independencehl.com/tim-dibona/, verified 2026-10-15. - role: Former top-producing mortgage banker; later manager who led a high-performing team. Source: https://independencehl.com/tim-dibona/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO125516 | active | confirmed | 2024-01-22 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2024-04-26 | state_regulator | 2026-10-13 | | CT | Connecticut regulator | state_license | LO-629977 | active | confirmed | | state_regulator | 2026-10-15 | | LA | Louisiana regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 53151 | active | confirmed | 2024-12-02 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | 629977 | active | confirmed | 2024-05-10 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 629977 | active | confirmed | 2024-08-07 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI629977 | active | confirmed | 2024-02-09 | state_regulator | 2026-10-24 | | MA | Massachusetts regulator | state_license | MLO629977 | active | confirmed | | state_regulator | 2026-10-26 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 107954 | active | confirmed | 2024-12-19 | state_regulator | 2026-10-27 | | IL | Illinois regulator | state_license | 31.0087860 | active | confirmed | 2024-11-27 | state_regulator | 2026-10-28 | | NV | Nevada regulator | state_license | NMLO-1190071 | active | confirmed | 2024-04-23 | state_regulator | 2026-10-31 | ## Employment history - ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/tim-dibona/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/629977 ## Contact - View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/tim-dibona/ - Office phone and Email on file: shown at https://lendb.ai/lo/timothy-dibona-629977#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/629977 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/ - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.mass.gov/lists/download-a-list-of-approved-licensees - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://mld.nv.gov/ - state_regulator: https://independencehl.com/tim-dibona/ Cite as: Tim Dibona (NMLS 629977), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/timothy-dibona-629977, last verified 2026-10-31. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._