---
canonical_url: https://lendb.ai/lo/timothy-draves-189840
json_url: https://lendb.ai/lo/timothy-draves-189840.json
nmls_id: 189840
last_verified: 2026-10-11
---

# Tim Draves

Vice President-Branch Manager at CMG Home Loans, Baltimore, MD. NMLS ID 189840 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/189840)).

**Summary:** Tim Draves (NMLS 189840) is Vice President-Branch Manager at CMG Home Loans, based in Baltimore, MD. Licensed in Florida, confirmed with the state regulator (license LO118345). Earliest state license record: March 22, 2023 (Florida), per state regulator. Last verified 2026-10-11.

## At a glance

- Earliest state license record: March 22, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO118345 | active | confirmed | 2023-03-22 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: CMG Home Loans (NMLS 1820), Baltimore, MD. Source: https://www.cmghomeloans.com/mysite/tim-draves, verified 2026-10-11.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/189840

## Contact

- View profile at CMG Home Loans: https://www.cmghomeloans.com/mysite/tim-draves
- Office phone and Email on file: shown at https://lendb.ai/lo/timothy-draves-189840#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/189840
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.cmghomeloans.com/mysite/tim-draves

Cite as: Tim Draves (NMLS 189840), CMG Home Loans. LenDb.ai, https://lendb.ai/lo/timothy-draves-189840, last verified 2026-10-11.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._