---
canonical_url: https://lendb.ai/lo/timothy-halverson-240583
json_url: https://lendb.ai/lo/timothy-halverson-240583.json
nmls_id: 240583
last_verified: 2026-10-09
---

# Tim Halverson

Loan Officer at Empire Home Loans, Fair Oaks, CA. NMLS ID 240583 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/240583)).

**Summary:** Tim Halverson (NMLS 240583) is Loan Officer at Empire Home Loans, based in Fair Oaks, CA. Licensed in Florida, confirmed with the state regulator (license LO129948). Earliest state license record: July 2, 2024 (Florida), per state regulator. States 34 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: July 2, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 34 (source: https://www.empirehomeloans.com/team/timh, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Tim is a dedicated mortgage professional with 34 years of industry experience and is a Certified Divorce Lending Professional. One of the area's top lenders, he helps clients with all loan programs and serves as an El Dorado County Association of Realtors board member.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 34. Source: https://www.empirehomeloans.com/team/timh, verified 2026-10-09.
- credential: Certified Divorce Lending Professional. Source: https://www.empirehomeloans.com/team/timh, verified 2026-10-09.
- credential: El Dorado County Association of Realtors Affiliate Citizen of the Year (2020, 2021, 2023). Source: https://www.empirehomeloans.com/team/timh, verified 2026-10-09.
- role: Chapter President of California Association of Mortgage Brokers/Professionals, served on State Board. Source: https://www.empirehomeloans.com/team/timh, verified 2026-10-09.
- community: Served 14 years on board of Rolling Hills Community Services District, contributed over $100k to local charities. Source: https://www.empirehomeloans.com/team/timh, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO129948 | active | confirmed | 2024-07-02 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Empire Home Loans (NMLS 1839243), Fair Oaks, CA. Source: https://www.empirehomeloans.com/team/timh, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/240583

## Contact

- View profile at Empire Home Loans: https://www.empirehomeloans.com/team/timh
- Office phone and Email on file: shown at https://lendb.ai/lo/timothy-halverson-240583#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/240583
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.empirehomeloans.com/team/timh

Cite as: Tim Halverson (NMLS 240583), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/timothy-halverson-240583, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._