---
canonical_url: https://lendb.ai/lo/timothy-laing-292567
json_url: https://lendb.ai/lo/timothy-laing-292567.json
nmls_id: 292567
last_verified: 2026-10-09
---

# Timothy Laing

Loan Officer at Xpert Home Lending, CO. NMLS ID 292567 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/292567)).

**Summary:** Timothy Laing (NMLS 292567) is Loan Officer at Xpert Home Lending, based in Colorado. Licensed in Colorado, confirmed with the state regulator (license 100020525). Licensed since 2007 (per Colorado records). States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2007 (per Colorado records). This is license history on file, not total experience.
- Years experience (stated by the LO): 25 (source: https://xperthomelending.com/loan-directory/timothy-laing, verified 2026-10-09)
- Licensed in: Colorado (CO, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Timothy has 25+ years in mortgage lending, building long-term client relationships. He focuses on personalized guidance for first-time buyers, refinances, and investment properties.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://xperthomelending.com/loan-directory/timothy-laing, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | 100020525 | active | confirmed | 2007-11-02 | state_regulator | 2026-10-10 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191), CO. Source: https://xperthomelending.com/loan-directory/timothy-laing, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/292567

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/timothy-laing
- Office phone and Email on file: shown at https://lendb.ai/lo/timothy-laing-292567#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/292567
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=208926&contact=205232
- lender_site: https://xperthomelending.com/loan-directory/timothy-laing

Cite as: Timothy Laing (NMLS 292567), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/timothy-laing-292567, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._