---
canonical_url: https://lendb.ai/lo/timothy-martin-16273
json_url: https://lendb.ai/lo/timothy-martin-16273.json
nmls_id: 16273
last_verified: 2026-10-15
---

# Tim Martin

Area Sales Manager, SVP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Bethel, CT. NMLS ID 16273 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/16273)).

**Summary:** Tim Martin (NMLS 16273) is Area Sales Manager, SVP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Bethel, CT. Licensed in 2 states confirmed with state regulators: Florida and New York. Also lists Connecticut and New Jersey on the lender page (not yet checked with the state regulator). Earliest state license record: July 10, 2020 (Florida), per state regulator. States 24 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: July 10, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 24 (source: https://www.grarate.com/loan-officers/tim-martin-16273, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed), New York (NY, confirmed), Connecticut (CT, lender_reported), New Jersey (NJ, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Tim Martin has over 24 years of experience and has served more than 7,000 clients. Focus areas include jumbo, bank statement, asset-based and DSCR loans across CT, NY, NJ and FL.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Video intro available

Tim has a short recorded video intro on Guaranteed Rate Affinity, LLC's site.

Watch on Guaranteed Rate Affinity, LLC's site: https://www.grarate.com/loan-officers/tim-martin-16273

The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 24. Source: https://www.grarate.com/loan-officers/tim-martin-16273, verified 2026-10-15.
- other: 7,000+ clients served. Source: https://www.grarate.com/loan-officers/tim-martin-16273, verified 2026-10-15.
- credential: Scotsman Guide Top Originator. Source: https://www.grarate.com/loan-officers/tim-martin-16273, verified 2026-10-15.
- credential: Top 1% Mortgage Executive Magazine honoree. Source: https://www.grarate.com/loan-officers/tim-martin-16273, verified 2026-10-15.
- service_area: Fairfield County, Westchester County, Putnam and Dutchess Counties, New Jersey, Florida. Source: https://www.grarate.com/loan-officers/tim-martin-16273, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO71633 | active | confirmed | 2020-07-10 | state_regulator | 2026-10-15 |
| NY | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-14 |
| CT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Bethel, CT. Source: https://www.grarate.com/loan-officers/tim-martin-16273, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/16273

## Contact

- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/tim-martin-16273
- Office phone and Email on file: shown at https://lendb.ai/lo/timothy-martin-16273#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/16273
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.dfs.ny.gov/
- lender_site: https://www.grarate.com/loan-officers/tim-martin-16273
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Tim Martin (NMLS 16273), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/timothy-martin-16273, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._