---
canonical_url: https://lendb.ai/lo/timothy-simko-269367
json_url: https://lendb.ai/lo/timothy-simko-269367.json
nmls_id: 269367
last_verified: 2026-10-09
---

# Tim Simko

Mortgage Loan Officer at Loan Factory, TN. NMLS ID 269367 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/269367)).

**Summary:** Tim Simko (NMLS 269367) is Mortgage Loan Officer at Loan Factory, based in Tennessee. Licensed in Florida, confirmed with the state regulator (license LO49628). Also lists Tennessee on the lender page (not yet checked with the state regulator). Speaks English and Spanish. Licensed since 2018 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2018 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO49628 | active | confirmed | 2018-01-10 | state_regulator | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), TN. Source: https://www.loanfactory.com/mortgage-expert/tim-simko-269367, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/269367

## Contact

- linkedin_url: https://www.linkedin.com/in/tim-simko-996527/ (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/tim-simko-269367

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/269367
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/tim-simko-269367

Cite as: Tim Simko (NMLS 269367), Loan Factory. LenDb.ai, https://lendb.ai/lo/timothy-simko-269367, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._