---
canonical_url: https://lendb.ai/lo/timothy-steinbrecher-407010
json_url: https://lendb.ai/lo/timothy-steinbrecher-407010.json
nmls_id: 407010
last_verified: 2026-10-15
---

# Tim Steinbrecher

Branch Manager at Summit Mortgage Corporation, Shelby Township, MI. NMLS ID 407010 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/407010)).

**Summary:** Tim Steinbrecher (NMLS 407010) is Branch Manager at Summit Mortgage Corporation, based in Shelby Township, MI. Licensed in Florida, confirmed with the state regulator (license LO103854). Also lists Michigan on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: DSCR loan. Summit Mortgage Corporation also offers Down payment assistance, FHA loan, Jumbo loan, USDA loan and VA loan (a lender program, not confirmed as their own focus). Earliest state license record: March 9, 2022 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: March 9, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Michigan (MI, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **DSCR loan** (`dscr`): from their lender profile page, confidence 0.60, verified 2026-10-15. Source: https://www.summit-mortgage.com/loan-officer/tim-steinbrecher/

### Their lender offers (lender level: Summit Mortgage Corporation's programs, not confirmed as this person's focus)

- **Down payment assistance** (`down-payment-assistance`): verified 2026-10-13. Source: https://www.summit-mortgage.com
- **FHA loan** (`fha`): verified 2026-10-13. Source: https://www.summit-mortgage.com
- **Jumbo loan** (`jumbo`): verified 2026-10-13. Source: https://www.summit-mortgage.com
- **USDA loan** (`usda`): verified 2026-10-13. Source: https://www.summit-mortgage.com
- **VA loan** (`va`): verified 2026-10-13. Source: https://www.summit-mortgage.com

## Facts from the lender page and intro

- role: Realtor background. Source: https://www.summit-mortgage.com/loan-officer/tim-steinbrecher/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO103854 | active | confirmed | 2022-03-09 | state_regulator | 2026-10-15 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Summit Mortgage Corporation (NMLS 1041), Shelby Township, MI. Source: https://www.summit-mortgage.com/loan-officer/tim-steinbrecher/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/407010

## Contact

- linkedin_url: https://www.linkedin.com/in/tim-steinbrecher-06108792/ (source: lender_site, verified 2026-10-15)
- View profile at Summit Mortgage Corporation: https://www.summit-mortgage.com/loan-officer/tim-steinbrecher/
- Email on file: shown at https://lendb.ai/lo/timothy-steinbrecher-407010#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/407010
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.summit-mortgage.com/loan-officer/tim-steinbrecher/
- state_regulator (lender programs): https://www.summit-mortgage.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Tim Steinbrecher (NMLS 407010), Summit Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/timothy-steinbrecher-407010, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._