---
canonical_url: https://lendb.ai/lo/timothy-stratton-1196172
json_url: https://lendb.ai/lo/timothy-stratton-1196172.json
nmls_id: 1196172
last_verified: 2026-10-09
---

# Timothy Stratton

VP of Mortgage Lending at CrossCountry Mortgage, Burlington, NC. NMLS ID 1196172 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1196172)).

**Summary:** Timothy Stratton (NMLS 1196172) is VP of Mortgage Lending at CrossCountry Mortgage, based in Burlington, NC. Lists California, Georgia, North Carolina, South Carolina, Tennessee and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 25 (source: https://crosscountrymortgage.com/burlington-nc-3504/timothy-stratton/, verified 2026-10-09)
- Licensed in: California (CA, lender_reported), Georgia (GA, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/burlington-nc-3504/timothy-stratton/

## About

Timothy brings over 25 years of diverse mortgage industry experience as an Originating Branch Manager. Since returning to direct loan origination in 2013, he takes an educational, transparent approach to simplifying the homebuying process for his clients.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://crosscountrymortgage.com/burlington-nc-3504/timothy-stratton/, verified 2026-10-09.
- years_experience: since 1999. Source: https://crosscountrymortgage.com/burlington-nc-3504/timothy-stratton/, verified 2026-10-09.
- role: Originating Branch Manager, returned to direct loan origination in 2013. Source: https://crosscountrymortgage.com/burlington-nc-3504/timothy-stratton/, verified 2026-10-09.
- education: Bachelor's degree in marketing. Source: https://crosscountrymortgage.com/burlington-nc-3504/timothy-stratton/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Burlington, NC. Source: https://crosscountrymortgage.com/burlington-nc-3504/timothy-stratton/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1196172

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/burlington-nc-3504/timothy-stratton/
- Office phone and Email on file: shown at https://lendb.ai/lo/timothy-stratton-1196172#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1196172
- lender_site: https://crosscountrymortgage.com/burlington-nc-3504/timothy-stratton/

Cite as: Timothy Stratton (NMLS 1196172), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/timothy-stratton-1196172, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._