{
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        "verified_at": "2026-10-10",
        "confidence": "lender_reported"
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        "source_url": "https://www.lower.com/loan-officers/florida/tampa/tim-szumigala",
        "verified_at": "2026-10-10",
        "confidence": "lender_reported"
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        "confidence": "lender_reported"
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        "license_number": null,
        "status": "listed_on_lender_site",
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        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/florida/tampa/tim-szumigala",
        "verified_at": "2026-10-10",
        "confidence": "lender_reported"
      },
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        "issued_at": null,
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        "source_url": "https://www.lower.com/loan-officers/florida/tampa/tim-szumigala",
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      },
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        "verified_at": "2026-10-10"
      }
    ],
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    "disciplinary_actions": [],
    "media": [],
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        "verified_at": "2026-10-10"
      },
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      },
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    "disciplinary_check": "not_checked",
    "gated_contact": {
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      ],
      "reveal_url": "https://lendb.ai/lo/timothy-szumigala-344571#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/florida/tampa/tim-szumigala",
      "verified_at": "2026-10-10"
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}