---
canonical_url: https://lendb.ai/lo/tobi-barbre-2570938
json_url: https://lendb.ai/lo/tobi-barbre-2570938.json
nmls_id: 2570938
last_verified: 2026-10-09
---

# Tobi Barbre

Loan Officer at Xpert Home Lending. NMLS ID 2570938 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2570938)).

**Summary:** Tobi Barbre (NMLS 2570938) is Loan Officer at Xpert Home Lending. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Illinois, Texas and Virginia on the lender page (not yet checked with the state regulator). Earliest state license record: March 15, 2024 (Colorado), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: March 15, 2024 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Illinois (IL, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Facts from the lender page and intro

- service_area: Serves Colorado, Florida, Illinois, Texas, and Virginia. Source: https://xperthomelending.com/loan-directory/tobi-barbre, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO130102 | active | confirmed | 2024-07-10 | state_regulator | 2026-10-09 |
| CO | state_license | 100538521 | active | confirmed | 2024-03-15 | state_regulator | 2026-10-10 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/tobi-barbre, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2570938

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/tobi-barbre
- Office phone and Email on file: shown at https://lendb.ai/lo/tobi-barbre-2570938#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2570938
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=326274&contact=557741
- lender_site: https://xperthomelending.com/loan-directory/tobi-barbre

Cite as: Tobi Barbre (NMLS 2570938), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/tobi-barbre-2570938, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._