---
canonical_url: https://lendb.ai/lo/todd-flesner-238044
json_url: https://lendb.ai/lo/todd-flesner-238044.json
nmls_id: 238044
last_verified: 2026-10-09
---

# Todd Flesner

Sr. Mortgage Advisor at CrossCountry Mortgage, San Jose, CA. NMLS ID 238044 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/238044)).

**Summary:** Todd Flesner (NMLS 238044) is Sr. Mortgage Advisor at CrossCountry Mortgage, based in San Jose, CA. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Jumbo loan, Non-QM loan and Reverse mortgage. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/san-jose-ca-3934/todd-flesner/
- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/san-jose-ca-3934/todd-flesner/
- **Reverse mortgage** (`reverse`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/san-jose-ca-3934/todd-flesner/

## About

Todd is a mortgage strategist who structures dependable approvals and aligns home financing with tax, wealth, and timing considerations. He serves Mission Santa Clara, Campbell, Milpitas, Berryessa, Hillview, Mission San Jose, and Willow Glen, CA.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Mission Santa Clara, Campbell, Milpitas, Berryessa, Hillview, Mission San Jose, Willow Glen, CA. Source: https://crosscountrymortgage.com/san-jose-ca-3934/todd-flesner/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), San Jose, CA. Source: https://crosscountrymortgage.com/san-jose-ca-3934/todd-flesner/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/238044

## Contact

- linkedin_url: http://www.linkedin.com/in/toddflesner (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/san-jose-ca-3934/todd-flesner/
- Office phone and Email on file: shown at https://lendb.ai/lo/todd-flesner-238044#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/238044
- lender_site: https://crosscountrymortgage.com/san-jose-ca-3934/todd-flesner/

Cite as: Todd Flesner (NMLS 238044), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/todd-flesner-238044, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._