---
canonical_url: https://lendb.ai/lo/todd-fogel-555332
json_url: https://lendb.ai/lo/todd-fogel-555332.json
nmls_id: 555332
last_verified: 2026-10-09
---

# Todd Fogel

VP of Sales - Renovation Lending Specialist at CrossCountry Mortgage, Sarasota, FL. NMLS ID 555332 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/555332)).

**Summary:** Todd Fogel (NMLS 555332) is VP of Sales - Renovation Lending Specialist at CrossCountry Mortgage, based in Sarasota, FL. Licensed in Florida, confirmed with the state regulator (license LO57654). Also lists Georgia and South Carolina on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Renovation loan (203k / HomeStyle). Licensed since 2018 (per Florida records). States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2018 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 30 (source: https://crosscountrymortgage.com/sarasota-fl-5198/todd-fogel/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported), South Carolina (SC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/sarasota-fl-5198/todd-fogel/

## About

Todd brings 30 years of mortgage experience and 17 years of specialized expertise in renovation lending, expertly guiding clients through FHA 203(k), HomeStyle, CHOICERenovation and VA renovation programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://crosscountrymortgage.com/sarasota-fl-5198/todd-fogel/, verified 2026-10-09.
- years_experience: 17. Source: https://crosscountrymortgage.com/sarasota-fl-5198/todd-fogel/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO57654 | active | confirmed | 2018-11-21 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Sarasota, FL. Source: https://crosscountrymortgage.com/sarasota-fl-5198/todd-fogel/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/555332

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/sarasota-fl-5198/todd-fogel/
- Office phone and Email on file: shown at https://lendb.ai/lo/todd-fogel-555332#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/555332
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/sarasota-fl-5198/todd-fogel/

Cite as: Todd Fogel (NMLS 555332), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/todd-fogel-555332, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._