--- canonical_url: https://lendb.ai/lo/todd-french-2405547 json_url: https://lendb.ai/lo/todd-french-2405547.json nmls_id: 2405547 last_verified: 2026-10-24 --- # Todd French Senior Loan Officer at Kama'aina Mortgage Group Inc., Honolulu, HI. NMLS ID 2405547 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2405547)). Based in Honolulu, Hawaii, Todd French (NMLS 2405547) is a Senior Loan Officer at Kama'aina Mortgage Group Inc., licensed in California since 2023 and in Florida and Texas. **Summary:** Todd French (NMLS 2405547) is Senior Loan Officer at Kama'aina Mortgage Group Inc., based in Honolulu, HI. Licensed in 3 states confirmed with state regulators: Florida, Texas and California. Also lists Colorado, Hawaii, Nevada, Virginia and Washington on the lender page (not yet checked with the state regulator). Earliest state license record: December 11, 2023 (California), per state regulator. Last verified 2026-10-24. ## Quick answers ### Is Todd licensed in Hawaii? Kama'aina Mortgage Group Inc.'s page for Todd lists Hawaii. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 7 other states on file for Todd. Source: https://www.kmghawaii.com/team-member/todd-french. ### What lender does Todd work for? Kama'aina Mortgage Group Inc., company NMLS 1276471, from the Honolulu, HI office, per the lender's own site (verified 2026-10-15). Source: https://www.kmghawaii.com/team-member/todd-french. ### How long has Todd been licensed? The earliest state license record LenDb holds for Todd is from December 11, 2023 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/. ## At a glance - Earliest state license record: December 11, 2023 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Todd K. French (CA, FL, TX, as of 2026-10-22) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DFPI, confirmed), Colorado (CO, lender_reported), Hawaii (HI, lender_reported), Nevada (NV, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Facts from the lender page and intro - other: Takes a relationship-first approach to mortgage lending. Source: https://www.kmghawaii.com/team-member/todd-french, verified 2026-10-15. - other: Builds business largely through referrals, repeat clients and long-term partnerships with real estate professionals. Source: https://www.kmghawaii.com/team-member/todd-french, verified 2026-10-15. - other: Enjoys finding creative solutions for financing situations that do not fit the traditional lending box. Source: https://www.kmghawaii.com/team-member/todd-french, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO145554 | active | confirmed | 2026-03-05 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2026-02-11 | state_regulator | 2026-10-13 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2405547 | active | confirmed | 2023-12-11 | state_regulator | 2026-10-24 | | CO | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | HI | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | NV | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | VA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | WA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | ## Employment history - ? to present: Kama'aina Mortgage Group Inc. (NMLS 1276471), Honolulu, HI. Source: https://www.kmghawaii.com/team-member/todd-french, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2405547 ## Contact - View profile at Kama'aina Mortgage Group Inc.: https://www.kmghawaii.com/team-member/todd-french - Office phone and Email on file: shown at https://lendb.ai/lo/todd-french-2405547#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2405547 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://dfpi.ca.gov/ - lender_site: https://www.kmghawaii.com/team-member/todd-french Cite as: Todd French (NMLS 2405547), Kama'aina Mortgage Group Inc.. LenDb.ai, https://lendb.ai/lo/todd-french-2405547, last verified 2026-10-24. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._