---
canonical_url: https://lendb.ai/lo/todd-gunderson-463856
json_url: https://lendb.ai/lo/todd-gunderson-463856.json
nmls_id: 463856
last_verified: 2026-10-15
---

# Todd Gunderson

Midwest Regional Manager at Summit Mortgage Corporation, Plymouth, MN. NMLS ID 463856 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/463856)).

**Summary:** Todd Gunderson (NMLS 463856) is Midwest Regional Manager at Summit Mortgage Corporation, based in Plymouth, MN. Lists Minnesota and Wisconsin on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, USDA loan, Jumbo loan and FHA loan. Summit Mortgage Corporation also offers VA loan (a lender program, not confirmed as their own focus). Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Minnesota (MN, lender_reported), Wisconsin (WI, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Down payment assistance** (`down-payment-assistance`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.summit-mortgage.com/loan-officer/todd-gunderson/
- **USDA loan** (`usda`): from their lender profile page, confidence 0.60, verified 2026-10-15. Source: https://www.summit-mortgage.com/loan-officer/todd-gunderson/
- **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.42, verified 2026-10-15. Source: https://www.summit-mortgage.com/loan-officer/todd-gunderson/
- **FHA loan** (`fha`): from their lender profile page, confidence 0.12, verified 2026-10-15. Source: https://www.summit-mortgage.com/loan-officer/todd-gunderson/

### Their lender offers (lender level: Summit Mortgage Corporation's programs, not confirmed as this person's focus)

- **VA loan** (`va`): verified 2026-10-13. Source: https://www.summit-mortgage.com

## Facts from the lender page and intro

- years_experience: nearly 40 years. Source: https://www.summit-mortgage.com/loan-officer/todd-gunderson/, verified 2026-10-15.
- other: Has helped thousands of people finance their home purchases. Source: https://www.summit-mortgage.com/loan-officer/todd-gunderson/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| WI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Summit Mortgage Corporation (NMLS 1041), Plymouth, MN. Source: https://www.summit-mortgage.com/loan-officer/todd-gunderson/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/463856

## Contact

- linkedin_url: https://www.linkedin.com/in/todd-gunderson-a5480a34/ (source: lender_site, verified 2026-10-15)
- View profile at Summit Mortgage Corporation: https://www.summit-mortgage.com/loan-officer/todd-gunderson/
- Office phone and Email on file: shown at https://lendb.ai/lo/todd-gunderson-463856#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/463856
- lender_site: https://www.summit-mortgage.com/loan-officer/todd-gunderson/
- state_regulator (lender programs): https://www.summit-mortgage.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Todd Gunderson (NMLS 463856), Summit Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/todd-gunderson-463856, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._