--- canonical_url: https://lendb.ai/lo/todd-johnson-101940 json_url: https://lendb.ai/lo/todd-johnson-101940.json nmls_id: 101940 last_verified: 2026-10-09 --- # Todd Johnson Director of Investment Lending at Envoy Mortgage, Louisville, KY. NMLS ID 101940 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/101940)). **Summary:** Todd Johnson (NMLS 101940) is Director of Investment Lending at Envoy Mortgage, based in Louisville, KY. Licensed in Florida, confirmed with the state regulator (license LO125721). Also lists Alabama, Arizona, Colorado, Georgia, Indiana, Kentucky, Louisiana, Missouri and 4 more on the lender page (not yet checked with the state regulator). Licensed since 2024 (per Florida records). Last verified 2026-10-09. ## At a glance - Licensed since 2024 (per Florida records). This is license history on file, not total experience. - Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Arizona (AZ, lender_reported), Colorado (CO, lender_reported), Georgia (GA, lender_reported), Indiana (IN, lender_reported), Kentucky (KY, lender_reported), Louisiana (LA, lender_reported), Missouri (MO, lender_reported), Mississippi (MS, lender_reported), Ohio (OH, lender_reported), Tennessee (TN, lender_reported), Wisconsin (WI, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ## About Todd has served the mortgage community since 2002 as an Area Manager at Envoy. He graduated from Murray State University and holds an MBA from the University of Kentucky, emphasizing timely, honest, and transparent communication with clients. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: since 2002. Source: https://www.envoymortgage.com/toddjohnson/, verified 2026-10-09. - education: MBA from University of Kentucky. Source: https://www.envoymortgage.com/toddjohnson/, verified 2026-10-09. - education: Graduated from Murray State University. Source: https://www.envoymortgage.com/toddjohnson/, verified 2026-10-09. - role: Area Manager. Source: https://www.envoymortgage.com/toddjohnson/, verified 2026-10-09. - service_area: Louisville, Kentucky. Source: https://www.envoymortgage.com/toddjohnson/, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO125721 | active | confirmed | 2024-01-29 | state_regulator | 2026-10-09 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | LA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Envoy Mortgage (NMLS 6666), Louisville, KY. Source: https://www.envoymortgage.com/toddjohnson/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/101940 ## Contact - View profile at Envoy Mortgage: https://www.envoymortgage.com/toddjohnson/ - Office phone and Email on file: shown at https://lendb.ai/lo/todd-johnson-101940#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/101940 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - lender_site: https://www.envoymortgage.com/toddjohnson/ Cite as: Todd Johnson (NMLS 101940), Envoy Mortgage. LenDb.ai, https://lendb.ai/lo/todd-johnson-101940, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._