---
canonical_url: https://lendb.ai/lo/todd-marumoto-186252
json_url: https://lendb.ai/lo/todd-marumoto-186252.json
nmls_id: 186252
last_verified: 2026-10-15
---

# Todd Marumoto

Vice President, Senior Loan Officer at Intercoastal Mortgage, LLC. NMLS ID 186252 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/186252)).

**Summary:** Todd Marumoto (NMLS 186252) is Vice President, Senior Loan Officer at Intercoastal Mortgage, LLC. Licensed in Florida, confirmed with the state regulator (license LO119490). Earliest state license record: May 1, 2023 (Florida), per state regulator. States 40 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: May 1, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 40 (source: http://intercoastalmortgage.com/loan-officer/todd-marumoto/, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 40. Source: http://intercoastalmortgage.com/loan-officer/todd-marumoto/, verified 2026-10-15.
- other: with Intercoastal Mortgage, LLC for over 25 years. Source: http://intercoastalmortgage.com/loan-officer/todd-marumoto/, verified 2026-10-15.
- other: financed over 1 billion dollars of loan volume. Source: http://intercoastalmortgage.com/loan-officer/todd-marumoto/, verified 2026-10-15.
- other: over a thousand satisfied repeat customers. Source: http://intercoastalmortgage.com/loan-officer/todd-marumoto/, verified 2026-10-15.
- service_area: Washington DC area. Source: http://intercoastalmortgage.com/loan-officer/todd-marumoto/, verified 2026-10-15.
- education: Bachelor's degree in Business Administration, University of Southern California. Source: http://intercoastalmortgage.com/loan-officer/todd-marumoto/, verified 2026-10-15.
- credential: 2020 Scotsman Top Originators 13. Source: http://intercoastalmortgage.com/loan-officer/todd-marumoto/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO119490 | active | confirmed | 2023-05-01 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Intercoastal Mortgage, LLC (NMLS 56323). Source: http://intercoastalmortgage.com/loan-officer/todd-marumoto/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/186252

## Contact

- View profile at Intercoastal Mortgage, LLC: http://intercoastalmortgage.com/loan-officer/todd-marumoto/
- Office phone on file: shown at https://lendb.ai/lo/todd-marumoto-186252#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/186252
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: http://intercoastalmortgage.com/loan-officer/todd-marumoto/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Todd Marumoto (NMLS 186252), Intercoastal Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/todd-marumoto-186252, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._