--- canonical_url: https://lendb.ai/lo/todd-mcdermott-63690 json_url: https://lendb.ai/lo/todd-mcdermott-63690.json nmls_id: 63690 last_verified: 2026-10-09 --- # Todd McDermott Branch Manager/Loan Originator at Homestead Funding, Goshen, NY. NMLS ID 63690 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/63690)). **Summary:** Todd McDermott (NMLS 63690) is Branch Manager/Loan Originator at Homestead Funding, based in Goshen, NY. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists California, Connecticut, Maine, New Jersey, New York, South Carolina and Vermont on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, First-time buyer, Renovation loan (203k / HomeStyle), USDA loan and VA loan. Licensed since 2019 (per Florida records). Last verified 2026-10-09. ## At a glance - Licensed since 2019 (per Florida records). This is license history on file, not total experience. - Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Connecticut (CT, lender_reported), Maine (ME, lender_reported), New Jersey (NJ, lender_reported), New York (NY, lender_reported), Pennsylvania (PA, confirmed), South Carolina (SC, lender_reported), Vermont (VT, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.homesteadfunding.com/loan-originators/todd-mcdermott - **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.homesteadfunding.com/loan-originators/todd-mcdermott - **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.homesteadfunding.com/loan-originators/todd-mcdermott - **USDA loan** (`usda`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.homesteadfunding.com/loan-originators/todd-mcdermott - **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.homesteadfunding.com/loan-originators/todd-mcdermott ## About Todd has 30+ years helping people achieve homeownership. They focus on educating first-time buyers and offer numerous loan programs including Conventional, FHA, VA, USDA, and Rehabilitation loans. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: over 30. Source: https://www.homesteadfunding.com/loan-originators/todd-mcdermott, verified 2026-10-09. - service_area: Cornwall, NY (birthplace); Orange County, NY (current residence and work). Source: https://www.homesteadfunding.com/loan-originators/todd-mcdermott, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO59889 | active | confirmed | 2019-03-14 | state_regulator | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ME | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NJ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | PA | state_license | 69591 | active | confirmed | | state_regulator | 2026-10-09 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Homestead Funding (NMLS 3232), Goshen, NY. Source: https://www.homesteadfunding.com/loan-originators/todd-mcdermott, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/63690 ## Contact - View profile at Homestead Funding: https://www.homesteadfunding.com/loan-originators/todd-mcdermott - Office phone and Email on file: shown at https://lendb.ai/lo/todd-mcdermott-63690#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/63690 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - lender_site: https://www.homesteadfunding.com/loan-originators/todd-mcdermott - state_regulator: https://data.pa.gov/d/tyxc-jyug Cite as: Todd McDermott (NMLS 63690), Homestead Funding. LenDb.ai, https://lendb.ai/lo/todd-mcdermott-63690, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._