---
canonical_url: https://lendb.ai/lo/todd-merrifield-406286
json_url: https://lendb.ai/lo/todd-merrifield-406286.json
nmls_id: 406286
last_verified: 2026-10-09
---

# Todd Merrifield

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Denver, CO. NMLS ID 406286 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/406286)).

**Summary:** Todd Merrifield (NMLS 406286) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Denver, CO. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Co-op, Condo, Vacation home, FHA loan and Jumbo loan. Licensed since 2021 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2021 (per Florida records). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Co-op** (`co-op`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/co/denver/100-detroit-st-hla-406286
- **Condo** (`condo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/co/denver/100-detroit-st-hla-406286
- **Vacation home** (`vacation-home`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/co/denver/100-detroit-st-hla-406286
- **FHA loan** (`fha`): lender page, confidence 0.35, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/co/denver/100-detroit-st-hla-406286
- **Jumbo loan** (`jumbo`): lender page, confidence 0.14, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/co/denver/100-detroit-st-hla-406286
- **VA loan** (`va`): lender page, confidence 0.13, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/co/denver/100-detroit-st-hla-406286

## About

Todd has 22 years of experience as a Senior Home Lending Advisor serving Denver Metro Area. He specializes in fixed and adjustable-rate mortgages, vacation home financing, FHA and VA mortgages, condo and co-op lending, and conforming and jumbo loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Denver Metro Area. Source: https://homelendingadvisor.chase.com/co/denver/100-detroit-st-hla-406286, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO90919 | expired | confirmed | 2021-07-08 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Denver, CO. Source: https://homelendingadvisor.chase.com/co/denver/100-detroit-st-hla-406286, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/406286

## Contact

- linkedin_url: https://www.linkedin.com/in/todd-merrifield-nmls406286/ (source: lender_site, verified 2026-10-09)
- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/co/denver/100-detroit-st-hla-406286
- Office phone and Email on file: shown at https://lendb.ai/lo/todd-merrifield-406286#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/406286
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://homelendingadvisor.chase.com/co/denver/100-detroit-st-hla-406286

Cite as: Todd Merrifield (NMLS 406286), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/todd-merrifield-406286, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._