---
canonical_url: https://lendb.ai/lo/todd-pede-846737
json_url: https://lendb.ai/lo/todd-pede-846737.json
nmls_id: 846737
last_verified: 2026-10-09
---

# Todd Pede

VP, Branch Manager at First Heritage Mortgage, Bethesda, MD. NMLS ID 846737 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/846737)).

**Summary:** Todd Pede (NMLS 846737) is VP, Branch Manager at First Heritage Mortgage, based in Bethesda, MD. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists District of Columbia, Maryland, North Carolina, South Carolina and Virginia on the lender page (not yet checked with the state regulator). Licensed since 2025 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed), District of Columbia (DC, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Todd leads First Heritage Mortgage's Bethesda branch as VP and Branch Manager with extensive mortgage industry expertise. He guides clients through complex scenarios and fosters a collaborative, high-service culture.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: VP and Branch Manager at Bethesda branch. Source: https://fhmtg.com/officers/todd-pede/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO139461 | active | confirmed | 2025-07-08 | state_regulator | 2026-10-09 |
| PA | state_license | 115923 | active | confirmed |  | state_regulator | 2026-10-10 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Heritage Mortgage (NMLS 86548), Bethesda, MD. Source: https://fhmtg.com/officers/todd-pede/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/846737

## Contact

- linkedin_url: https://www.linkedin.com/in/todd-pede/ (source: lender_site, verified 2026-10-09)
- View profile at First Heritage Mortgage: https://fhmtg.com/officers/todd-pede/
- Office phone on file: shown at https://lendb.ai/lo/todd-pede-846737#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/846737
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://fhmtg.com/officers/todd-pede/

Cite as: Todd Pede (NMLS 846737), First Heritage Mortgage. LenDb.ai, https://lendb.ai/lo/todd-pede-846737, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._