---
canonical_url: https://lendb.ai/lo/todd-piles-469172
json_url: https://lendb.ai/lo/todd-piles-469172.json
nmls_id: 469172
last_verified: 2026-10-16
---

# Todd Piles

Mortgage Loan Officer at TTCU Federal Credit Union, Bixby, OK. NMLS ID 469172 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/469172)).

Todd Piles, NMLS 469172, works as a Mortgage Loan Officer at TTCU Federal Credit Union in Bixby, Oklahoma.

**Summary:** Todd Piles (NMLS 469172) is Mortgage Loan Officer at TTCU Federal Credit Union, based in Bixby, OK. Works at a credit union, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. States 25 years of experience. Last verified 2026-10-16.

## Quick answers

### Is Todd licensed?

Todd works at a credit union; credit union loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Todd work for?

TTCU Federal Credit Union, company NMLS 401680, from the Bixby, OK office, per the lender's own site (verified 2026-10-16). Source: https://www.ttcu.com/loans-credit/home-loans/mortgage-loan-originators/todd-piles.

### How much experience does Todd have?

Todd states 25 years of experience. Source: https://www.ttcu.com/loans-credit/home-loans/mortgage-loan-originators/todd-piles.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://www.ttcu.com/loans-credit/home-loans/mortgage-loan-originators/todd-piles, verified 2026-10-16)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Todd Piles is a Mortgage Loan Officer in Bixby, OK. They state over 25 years working with individuals and families on retail home loans, and they describe themselves as an Army combat veteran. Their profile lists Bixby as their area.

Source: LenDb summary of the lender page, verified 2026-10-16.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.ttcu.com/loans-credit/home-loans/mortgage-loan-originators/todd-piles, verified 2026-10-16.
- service_area: Bixby. Source: https://www.ttcu.com/loans-credit/home-loans/mortgage-loan-originators/todd-piles, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: TTCU Federal Credit Union (NMLS 401680), Bixby, OK. Source: https://www.ttcu.com/loans-credit/home-loans/mortgage-loan-originators/todd-piles, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/469172

## Contact

- View profile at TTCU Federal Credit Union: https://www.ttcu.com/loans-credit/home-loans/mortgage-loan-originators/todd-piles
- Office phone and Email on file: shown at https://lendb.ai/lo/todd-piles-469172#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/469172
- lender_site: https://www.ttcu.com/loans-credit/home-loans/mortgage-loan-originators/todd-piles

Cite as: Todd Piles (NMLS 469172), TTCU Federal Credit Union. LenDb.ai, https://lendb.ai/lo/todd-piles-469172, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._