---
canonical_url: https://lendb.ai/lo/todd-triolo-189709
json_url: https://lendb.ai/lo/todd-triolo-189709.json
nmls_id: 189709
last_verified: 2026-10-09
---

# Todd Triolo

Producing Branch Manager at Embrace Home Loans, Summerville, SC. NMLS ID 189709 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/189709)).

**Summary:** Todd Triolo (NMLS 189709) is Producing Branch Manager at Embrace Home Loans, based in Summerville, SC. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists North Carolina, New York and South Carolina on the lender page (not yet checked with the state regulator). Earliest state license record: August 31, 2022 (Florida), per state regulator. States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: August 31, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://www.embracehomeloans.com/location/south-carolina/summerville/todd-triolo, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed), North Carolina (NC, lender_reported), New York (NY, lender_reported), South Carolina (SC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Todd Triolo has over 20 years in the mortgage industry. He serves borrowers across NY, SC, NC, FL, and PA, prioritizing clear communication and leveraging Embrace's innovative tools to create borrower-focused experiences.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.embracehomeloans.com/location/south-carolina/summerville/todd-triolo, verified 2026-10-09.
- service_area: New York, South Carolina, North Carolina, Florida, Pennsylvania. Source: https://www.embracehomeloans.com/location/south-carolina/summerville/todd-triolo, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO112736 | active | confirmed | 2022-08-31 | state_regulator | 2026-10-09 |
| PA | state_license | 107780 | active | confirmed |  | state_regulator | 2026-10-10 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Embrace Home Loans (NMLS 2184), Summerville, SC. Source: https://www.embracehomeloans.com/location/south-carolina/summerville/todd-triolo, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/189709

## Contact

- View profile at Embrace Home Loans: https://www.embracehomeloans.com/location/south-carolina/summerville/todd-triolo
- Office phone and Email on file: shown at https://lendb.ai/lo/todd-triolo-189709#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/189709
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://www.embracehomeloans.com/location/south-carolina/summerville/todd-triolo

Cite as: Todd Triolo (NMLS 189709), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/todd-triolo-189709, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._