---
canonical_url: https://lendb.ai/lo/todd-williams-114774
json_url: https://lendb.ai/lo/todd-williams-114774.json
nmls_id: 114774
last_verified: 2026-10-09
---

# Todd Williams

Mortgage Banker at CrossCountry Mortgage, Lake Oswego, OR. NMLS ID 114774 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/114774)).

**Summary:** Todd Williams (NMLS 114774) is Mortgage Banker at CrossCountry Mortgage, based in Lake Oswego, OR. Lists California, Oregon and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Self-employed, Construction loan and Jumbo loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported), Oregon (OR, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/lake-oswego-or-5423/todd-williams/
- **Construction loan** (`construction`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/lake-oswego-or-5423/todd-williams/
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/lake-oswego-or-5423/todd-williams/

## About

Todd is a 35+ year veteran of the mortgage and banking industry who specializes in self-employed and unique financial profiles. He has served thousands of customers and takes a personalized approach to finding the right loan for each client's circumstances.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 35+. Source: https://crosscountrymortgage.com/lake-oswego-or-5423/todd-williams/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Lake Oswego, OR. Source: https://crosscountrymortgage.com/lake-oswego-or-5423/todd-williams/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/114774

## Contact

- linkedin_url: https://www.linkedin.com/in/todd-williams-968b4a9/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/lake-oswego-or-5423/todd-williams/
- Email on file: shown at https://lendb.ai/lo/todd-williams-114774#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/114774
- lender_site: https://crosscountrymortgage.com/lake-oswego-or-5423/todd-williams/

Cite as: Todd Williams (NMLS 114774), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/todd-williams-114774, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._