{
  "canonical_url": "https://lendb.ai/lo/tom-gildea-62958",
  "loan_officer": {
    "nmls_id": 62958,
    "slug": "tom-gildea-62958",
    "canonical_url": "https://lendb.ai/lo/tom-gildea-62958",
    "md_url": "https://lendb.ai/lo/tom-gildea-62958.md",
    "json_url": "https://lendb.ai/lo/tom-gildea-62958.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/62958",
    "full_name": {
      "value": "Tom Gildea",
      "source": "lender_site",
      "source_url": "https://www.homesteadfunding.com/loan-originators/tom-gildea",
      "verified_at": "2026-10-09"
    },
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    "last_name": "Gildea",
    "headshot_url": null,
    "bio": {
      "value": "Tom has been in the mortgage industry since 1996, with over 28 years of experience. Based in Washingtonville, NY, he emphasizes attention to detail and recalls his own borrowing experience to provide clients excellent service.",
      "source": "lender_site",
      "source_url": "https://www.homesteadfunding.com/loan-originators/tom-gildea",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Licensed Loan Originator",
      "source": "lender_site",
      "source_url": "https://www.homesteadfunding.com/loan-originators/tom-gildea",
      "verified_at": "2026-10-09"
    },
    "languages": {
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      "source": "lender_site",
      "source_url": "https://www.homesteadfunding.com/loan-originators/tom-gildea",
      "verified_at": "2026-10-09"
    },
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    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
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      "lender_name": "Homestead Funding",
      "lender_slug": "homestead-funding-3232",
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      "branch_state": "NY",
      "branch_zip": "12518",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.homesteadfunding.com/loan-originators/tom-gildea",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.homesteadfunding.com/loan-originators/tom-gildea",
      "verified_at": "2026-10-09"
    },
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      {
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        "lender_name": "Homestead Funding",
        "lender_slug": "homestead-funding-3232",
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        "branch_state": "NY",
        "branch_zip": "12518",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.homesteadfunding.com/loan-originators/tom-gildea",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.homesteadfunding.com/loan-originators/tom-gildea",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
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        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.homesteadfunding.com/loan-originators/tom-gildea",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "NY",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.homesteadfunding.com/loan-originators/tom-gildea",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "PA",
        "license_type": "state_license",
        "license_number": "97477",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://data.pa.gov/d/tyxc-jyug",
        "verified_at": "2026-10-10",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 1996",
        "source": "lender_site",
        "source_url": "https://www.homesteadfunding.com/loan-originators/tom-gildea",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Washingtonville, NY; born and raised in Hatfield, PA",
        "source": "lender_site",
        "source_url": "https://www.homesteadfunding.com/loan-originators/tom-gildea",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "Bachelor's degree from Pennsylvania State University; MBA from Temple University",
        "source": "lender_site",
        "source_url": "https://www.homesteadfunding.com/loan-originators/tom-gildea",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 09:29:08.457964+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/tom-gildea-62958#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.homesteadfunding.com/loan-originators/tom-gildea",
      "verified_at": "2026-10-09"
    },
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    "federal_registration": null
  }
}