---
canonical_url: https://lendb.ai/lo/tom-gildea-62958
json_url: https://lendb.ai/lo/tom-gildea-62958.json
nmls_id: 62958
last_verified: 2026-10-09
---

# Tom Gildea

Licensed Loan Originator at Homestead Funding, Cornwall, NY. NMLS ID 62958 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/62958)).

**Summary:** Tom Gildea (NMLS 62958) is Licensed Loan Originator at Homestead Funding, based in Cornwall, NY. Licensed in Pennsylvania, confirmed with the state regulator (license 97477). Also lists New Jersey and New York on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: New Jersey (NJ, lender_reported), New York (NY, lender_reported), Pennsylvania (PA, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Tom has been in the mortgage industry since 1996, with over 28 years of experience. Based in Washingtonville, NY, he emphasizes attention to detail and recalls his own borrowing experience to provide clients excellent service.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1996. Source: https://www.homesteadfunding.com/loan-originators/tom-gildea, verified 2026-10-09.
- service_area: Washingtonville, NY; born and raised in Hatfield, PA. Source: https://www.homesteadfunding.com/loan-originators/tom-gildea, verified 2026-10-09.
- education: Bachelor's degree from Pennsylvania State University; MBA from Temple University. Source: https://www.homesteadfunding.com/loan-originators/tom-gildea, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | 97477 | active | confirmed |  | state_regulator | 2026-10-10 |

## Employment history

- ? to present: Homestead Funding (NMLS 3232), Cornwall, NY. Source: https://www.homesteadfunding.com/loan-originators/tom-gildea, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/62958

## Contact

- View profile at Homestead Funding: https://www.homesteadfunding.com/loan-originators/tom-gildea
- Office phone and Email on file: shown at https://lendb.ai/lo/tom-gildea-62958#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/62958
- lender_site: https://www.homesteadfunding.com/loan-originators/tom-gildea
- state_regulator: https://data.pa.gov/d/tyxc-jyug

Cite as: Tom Gildea (NMLS 62958), Homestead Funding. LenDb.ai, https://lendb.ai/lo/tom-gildea-62958, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._