---
canonical_url: https://lendb.ai/lo/tom-hammond-453399
json_url: https://lendb.ai/lo/tom-hammond-453399.json
nmls_id: 453399
last_verified: 2026-10-09
---

# Tom Hammond

Senior Reverse Specialist at CrossCountry Mortgage, Charlotte, NC. NMLS ID 453399 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453399)).

**Summary:** Tom Hammond (NMLS 453399) is Senior Reverse Specialist at CrossCountry Mortgage, based in Charlotte, NC. Lists California, Georgia, Missouri, North Carolina, South Carolina, Tennessee, Texas, Virginia and 1 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Reverse mortgage. States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://crosscountrymortgage.com/charlotte-nc-4357/thomas-hammond/, verified 2026-10-09)
- Licensed in: California (CA, lender_reported), Georgia (GA, lender_reported), Missouri (MO, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported), West Virginia (WV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Reverse mortgage** (`reverse`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/charlotte-nc-4357/thomas-hammond/

## About

Tom is a senior mortgage professional with over 20 years in home financing and 9 years specializing in reverse mortgages. Dedicated to serving clients aged 62 and older.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://crosscountrymortgage.com/charlotte-nc-4357/thomas-hammond/, verified 2026-10-09.
- other: Distinguished focus on reverse mortgages for 9 years. Source: https://crosscountrymortgage.com/charlotte-nc-4357/thomas-hammond/, verified 2026-10-09.
- other: Specializes in helping clients aged 62 and older. Source: https://crosscountrymortgage.com/charlotte-nc-4357/thomas-hammond/, verified 2026-10-09.
- credential: Known for integrity, professionalism, and deep industry knowledge. Source: https://crosscountrymortgage.com/charlotte-nc-4357/thomas-hammond/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Charlotte, NC. Source: https://crosscountrymortgage.com/charlotte-nc-4357/thomas-hammond/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453399

## Contact

- linkedin_url: https://www.linkedin.com/in/tom-e-hammond/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/charlotte-nc-4357/thomas-hammond/
- Office phone and Email on file: shown at https://lendb.ai/lo/tom-hammond-453399#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453399
- lender_site: https://crosscountrymortgage.com/charlotte-nc-4357/thomas-hammond/

Cite as: Tom Hammond (NMLS 453399), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/tom-hammond-453399, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._