---
canonical_url: https://lendb.ai/lo/tom-hengels-1146106
json_url: https://lendb.ai/lo/tom-hengels-1146106.json
nmls_id: 1146106
last_verified: 2026-10-09
---

# Tom Hengels

Senior Loan Officer at CrossCountry Mortgage, Elk Grove Village, IL. NMLS ID 1146106 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1146106)).

**Summary:** Tom Hengels (NMLS 1146106) is Senior Loan Officer at CrossCountry Mortgage, based in Elk Grove Village, IL. Lists Illinois on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor, Self-employed, VA loan, FHA loan and First-time buyer. States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://crosscountrymortgage.com/elk-grove-village-il-3001/thomas-hengels/, verified 2026-10-09)
- Licensed in: Illinois (IL, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/elk-grove-village-il-3001/thomas-hengels/
- **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/elk-grove-village-il-3001/thomas-hengels/
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/elk-grove-village-il-3001/thomas-hengels/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/elk-grove-village-il-3001/thomas-hengels/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/elk-grove-village-il-3001/thomas-hengels/

## About

Marine Corps veteran with 25+ years in mortgage lending. Serves first-time buyers, veterans, self-employed borrowers, and those with complex situations using conventional, FHA, VA, down-payment assistance, jumbo, condo, and cash-out refinance solutions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://crosscountrymortgage.com/elk-grove-village-il-3001/thomas-hengels/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Elk Grove Village, IL. Source: https://crosscountrymortgage.com/elk-grove-village-il-3001/thomas-hengels/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1146106

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/elk-grove-village-il-3001/thomas-hengels/
- Office phone and Email on file: shown at https://lendb.ai/lo/tom-hengels-1146106#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1146106
- lender_site: https://crosscountrymortgage.com/elk-grove-village-il-3001/thomas-hengels/

Cite as: Tom Hengels (NMLS 1146106), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/tom-hengels-1146106, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._