---
canonical_url: https://lendb.ai/lo/tom-kern-2834581
json_url: https://lendb.ai/lo/tom-kern-2834581.json
nmls_id: 2834581
last_verified: 2026-10-15
---

# Tom Kern

Loan Officer at United Mortgage Corp., Melville, NY. NMLS ID 2834581 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2834581)).

**Summary:** Tom Kern (NMLS 2834581) is Loan Officer at United Mortgage Corp., based in Melville, NY. Lists New York and Pennsylvania on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Self-employed, Reverse mortgage and VA loan. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: New York (NY, lender_reported), Pennsylvania (PA, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.60, verified 2026-10-15. Source: https://unitedmortgage.com/loan-officer/tom-kern/
- **Self-employed** (`self-employed`): from their lender profile page, confidence 0.55, verified 2026-10-15. Source: https://unitedmortgage.com/loan-officer/tom-kern/
- **Reverse mortgage** (`reverse`): from their lender profile page, confidence 0.50, verified 2026-10-15. Source: https://unitedmortgage.com/loan-officer/tom-kern/
- **VA loan** (`va`): from their lender profile page, confidence 0.50, verified 2026-10-15. Source: https://unitedmortgage.com/loan-officer/tom-kern/

## About

Tom Kern is a loan officer with Team Schwegler, licensed in New York and Pennsylvania, who got into mortgages through a friend. Works with first-time buyers, veterans using VA benefits, and self-employed borrowers.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: United Mortgage Corp. (NMLS 1330), Melville, NY. Source: https://unitedmortgage.com/loan-officer/tom-kern/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2834581

## Contact

- linkedin_url: https://www.linkedin.com/in/tom-kern-682a9541b (source: lender_site, verified 2026-10-15)
- View profile at United Mortgage Corp.: https://unitedmortgage.com/loan-officer/tom-kern/
- Email on file: shown at https://lendb.ai/lo/tom-kern-2834581#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2834581
- lender_site: https://unitedmortgage.com/loan-officer/tom-kern/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Tom Kern (NMLS 2834581), United Mortgage Corp.. LenDb.ai, https://lendb.ai/lo/tom-kern-2834581, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._