---
canonical_url: https://lendb.ai/lo/tom-ries-1463360
json_url: https://lendb.ai/lo/tom-ries-1463360.json
nmls_id: 1463360
last_verified: 2026-10-16
---

# Tom Ries

VP/Business Banker at Plains Commerce Bank, Sioux Falls, SD. NMLS ID 1463360 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1463360)).

Based in Sioux Falls, South Dakota, Tom Ries (NMLS 1463360) is a mortgage loan officer at Plains Commerce Bank.

**Summary:** Tom Ries (NMLS 1463360) is VP/Business Banker at Plains Commerce Bank, based in Sioux Falls, SD. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. States 9 years of experience. Last verified 2026-10-16.

## Quick answers

### Is Tom licensed?

Tom works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Tom work for?

Plains Commerce Bank, company NMLS 463950, from the Sioux Falls, SD office, per the lender's own site (verified 2026-10-16). Source: https://www.plainscommerce.com/community-banking/our-people/tom-ries.

### How much experience does Tom have?

Tom states 9 years of experience. Source: https://www.plainscommerce.com/community-banking/our-people/tom-ries.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 9 (source: https://www.plainscommerce.com/community-banking/our-people/tom-ries, verified 2026-10-16)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Video intro available

Tom has a short recorded video intro on Plains Commerce Bank's site.

Watch on Plains Commerce Bank's site: https://www.plainscommerce.com/community-banking/our-people/tom-ries

The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-16.

## Facts from the lender page and intro

- years_experience: 9. Source: https://www.plainscommerce.com/community-banking/our-people/tom-ries, verified 2026-10-16.
- education: undergraduate degree from Augustana University, Finance emphasis. Source: https://www.plainscommerce.com/community-banking/our-people/tom-ries, verified 2026-10-16.
- credential: three-year program, Graduate School of Banking in Colorado (2023). Source: https://www.plainscommerce.com/community-banking/our-people/tom-ries, verified 2026-10-16.
- community: board member, Foster Network. Source: https://www.plainscommerce.com/community-banking/our-people/tom-ries, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Plains Commerce Bank (NMLS 463950), Sioux Falls, SD. Source: https://www.plainscommerce.com/community-banking/our-people/tom-ries, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1463360

## Contact

- View profile at Plains Commerce Bank: https://www.plainscommerce.com/community-banking/our-people/tom-ries
- Office phone and Email on file: shown at https://lendb.ai/lo/tom-ries-1463360#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1463360
- lender_site: https://www.plainscommerce.com/community-banking/our-people/tom-ries

Cite as: Tom Ries (NMLS 1463360), Plains Commerce Bank. LenDb.ai, https://lendb.ai/lo/tom-ries-1463360, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._