---
canonical_url: https://lendb.ai/lo/tom-roberts-188904
json_url: https://lendb.ai/lo/tom-roberts-188904.json
nmls_id: 188904
last_verified: 2026-10-15
---

# Tom Roberts

Loan Officer at Moria Development, Inc., Fredericksburg, VA. NMLS ID 188904 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/188904)).

**Summary:** Tom Roberts (NMLS 188904) is Loan Officer at Moria Development, Inc., based in Fredericksburg, VA. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Moria Development, Inc. (NMLS 6274), Fredericksburg, VA. Source: https://www.peoplesmortgage.com/loanofficer/troberts, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/188904

## Contact

- View profile at Moria Development, Inc.: https://www.peoplesmortgage.com/loanofficer/troberts
- Office phone and Email on file: shown at https://lendb.ai/lo/tom-roberts-188904#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/188904
- lender_site: https://www.peoplesmortgage.com/loanofficer/troberts
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Tom Roberts (NMLS 188904), Moria Development, Inc.. LenDb.ai, https://lendb.ai/lo/tom-roberts-188904, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._