---
canonical_url: https://lendb.ai/lo/tommy-harris-518372
json_url: https://lendb.ai/lo/tommy-harris-518372.json
nmls_id: 518372
last_verified: 2026-10-09
---

# Tommy Harris

Mortgage Banker at First Citizens Bank, Columbia, SC. NMLS ID 518372 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/518372)).

**Summary:** Tommy Harris (NMLS 518372) is Mortgage Banker at First Citizens Bank, based in Columbia, SC. Lists South Carolina on the lender page (not yet checked with the state regulator). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: South Carolina (SC, lender_reported)
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Tommy is a First Citizens mortgage banker with nearly two decades of banking experience across branch management, lending, and mortgage banking. He graduated from SC State University with a degree in Accounting and Business Administration.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1996. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/tommy-harris, verified 2026-10-09.
- education: SC State University, Bachelor of Science in Accounting and Business Administration. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/tommy-harris, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Citizens Bank (NMLS 503941), Columbia, SC. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/tommy-harris, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/518372

## Contact

- linkedin_url: https://www.linkedin.com/in/tommy-harris-72001331/ (source: lender_site, verified 2026-10-09)
- View profile at First Citizens Bank: https://bankers.firstcitizens.com/mortgage/sc/columbia/tommy-harris
- Office phone and Email on file: shown at https://lendb.ai/lo/tommy-harris-518372#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/518372
- lender_site: https://bankers.firstcitizens.com/mortgage/sc/columbia/tommy-harris

Cite as: Tommy Harris (NMLS 518372), First Citizens Bank. LenDb.ai, https://lendb.ai/lo/tommy-harris-518372, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._