{
  "canonical_url": "https://lendb.ai/lo/tommy-willcox-1284589",
  "lede": {
    "text": "Tommy Willcox (NMLS 1284589) is a Loan Officer at Primis Mortgage Company.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Tommy licensed?",
      "a": "Tommy works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.",
      "fields": [
        "federal_registration",
        "current_employment"
      ],
      "source": "employer type in LenDb's lender registry",
      "source_url": null,
      "verified_at": "2026-10-16"
    },
    {
      "q": "What lender does Tommy work for?",
      "a": "Primis Mortgage Company, company NMLS 1894879, per the lender's own site (verified 2026-10-16).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://mortgage.primisbank.com/find-a-mortgage-banker/tommy-willcox",
      "verified_at": "2026-10-16"
    },
    {
      "q": "How long has Tommy been licensed?",
      "a": "The earliest state license record LenDb holds for Tommy is from March 1, 2019 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
      "verified_at": "2026-10-15"
    }
  ],
  "loan_officer": {
    "nmls_id": 1284589,
    "slug": "tommy-willcox-1284589",
    "canonical_url": "https://lendb.ai/lo/tommy-willcox-1284589",
    "md_url": "https://lendb.ai/lo/tommy-willcox-1284589.md",
    "json_url": "https://lendb.ai/lo/tommy-willcox-1284589.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1284589",
    "full_name": {
      "value": "Tommy Willcox",
      "source": "lender_site",
      "source_url": "https://mortgage.primisbank.com/find-a-mortgage-banker/tommy-willcox",
      "verified_at": "2026-10-16"
    },
    "first_name": "Tommy",
    "last_name": "Willcox",
    "headshot_url": null,
    "bio": null,
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://mortgage.primisbank.com/find-a-mortgage-banker/tommy-willcox",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://mortgage.primisbank.com/find-a-mortgage-banker/tommy-willcox",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 20,
    "current_employment": {
      "lender_nmls_id": 1894879,
      "lender_name": "Primis Mortgage Company",
      "lender_slug": "primis-mortgage-company-1894879",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://mortgage.primisbank.com/find-a-mortgage-banker/tommy-willcox",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://mortgage.primisbank.com/find-a-mortgage-banker/tommy-willcox",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1894879,
        "lender_name": "Primis Mortgage Company",
        "lender_slug": "primis-mortgage-company-1894879",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://mortgage.primisbank.com/find-a-mortgage-banker/tommy-willcox",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://mortgage.primisbank.com/find-a-mortgage-banker/tommy-willcox",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO59585",
        "status": "expired",
        "issued_at": "2019-03-01",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 06:47:44.249722+00",
    "disciplinary_check": "not_checked",
    "gated_contact": null,
    "earliest_license_record": {
      "date": "2019-03-01",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2019,
      "state": "FL"
    },
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}