---
canonical_url: https://lendb.ai/lo/toni-ann-fischetti-602489
json_url: https://lendb.ai/lo/toni-ann-fischetti-602489.json
nmls_id: 602489
last_verified: 2026-10-09
---

# Toni-Ann Fischetti

Senior Loan Originator at Cardinal Financial Company, Melville, NY. NMLS ID 602489 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/602489)).

**Summary:** Toni-Ann Fischetti (NMLS 602489) is Senior Loan Originator at Cardinal Financial Company, based in Melville, NY. Licensed in Florida, confirmed with the state regulator (license LO117307). Earliest state license record: February 8, 2023 (Florida), per state regulator. States 12 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: February 8, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 12 (source: https://www.cardinalfinancial.com/loan-originator/toni-ann-fischetti/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Toni-Ann has 12 years of industry experience and takes a personalized approach to understand each customer's goals and needs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 12. Source: https://www.cardinalfinancial.com/loan-originator/toni-ann-fischetti/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO117307 | active | confirmed | 2023-02-08 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Cardinal Financial Company (NMLS 66247), Melville, NY. Source: https://www.cardinalfinancial.com/loan-originator/toni-ann-fischetti/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/602489

## Contact

- View profile at Cardinal Financial Company: https://www.cardinalfinancial.com/loan-originator/toni-ann-fischetti/
- Office phone and Email on file: shown at https://lendb.ai/lo/toni-ann-fischetti-602489#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/602489
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.cardinalfinancial.com/loan-originator/toni-ann-fischetti/

Cite as: Toni-Ann Fischetti (NMLS 602489), Cardinal Financial Company. LenDb.ai, https://lendb.ai/lo/toni-ann-fischetti-602489, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._