---
canonical_url: https://lendb.ai/lo/tony-dinh-281092
json_url: https://lendb.ai/lo/tony-dinh-281092.json
nmls_id: 281092
last_verified: 2026-10-09
---

# Tony Dinh

Mortgage Loan Officer at Loan Factory, Houston, TX. NMLS ID 281092 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/281092)).

**Summary:** Tony Dinh (NMLS 281092) is Mortgage Loan Officer at Loan Factory, based in Houston, TX. Licensed in Colorado, confirmed with the state regulator (license 100010549). Also lists Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Asset-based qualifying, Bank statement loan, Non-QM loan, Self-employed and DSCR loan. Speaks English and Vietnamese. Licensed since 2006 (per Colorado records). Last verified 2026-10-09.

## At a glance

- Licensed since 2006 (per Colorado records). This is license history on file, not total experience.
- Licensed in: Colorado (CO, confirmed), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Vietnamese
- Profile: unclaimed
- Status: active

## Specialties

- **Asset-based qualifying** (`asset-based`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/tony-dinh-281092
- **Bank statement loan** (`bank-statement`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/tony-dinh-281092
- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/tony-dinh-281092
- **Self-employed** (`self-employed`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/tony-dinh-281092
- **DSCR loan** (`dscr`): lender page, confidence 0.63, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/tony-dinh-281092
- **Real estate investor** (`investor`): lender page, confidence 0.48, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/tony-dinh-281092

## About

Tony Dinh specializes in DSCR and Non-QM loans for real estate investors, business owners, and self-employed individuals, offering alternative documentation programs and asset-based financing for borrowers traditional lenders decline.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | 100010549 | active | confirmed | 2006-12-15 | state_regulator | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), Houston, TX. Source: https://www.loanfactory.com/mortgage-expert/tony-dinh-281092, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/281092

## Contact

- linkedin_url: https://www.linkedin.com/in/tonyxdinh (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/tony-dinh-281092

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/281092
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=148148&contact=184453
- lender_site: https://www.loanfactory.com/mortgage-expert/tony-dinh-281092

Cite as: Tony Dinh (NMLS 281092), Loan Factory. LenDb.ai, https://lendb.ai/lo/tony-dinh-281092, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._