---
canonical_url: https://lendb.ai/lo/tony-falbo-1071550
json_url: https://lendb.ai/lo/tony-falbo-1071550.json
nmls_id: 1071550
last_verified: 2026-10-09
---

# Tony Falbo

Licensed Mortgage Professional at Homeowners Financial Group, Santa Rosa, CA. NMLS ID 1071550 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1071550)).

**Summary:** Tony Falbo (NMLS 1071550) is Licensed Mortgage Professional at Homeowners Financial Group, based in Santa Rosa, CA. Lists California, Georgia and Minnesota on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Bank statement loan, Construction loan, Down payment assistance, DSCR loan and FHA loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported), Georgia (GA, lender_reported), Minnesota (MN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Bank statement loan** (`bank-statement`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homeownersfg.com/tonyfalbo/
- **Construction loan** (`construction`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homeownersfg.com/tonyfalbo/
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homeownersfg.com/tonyfalbo/
- **DSCR loan** (`dscr`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homeownersfg.com/tonyfalbo/
- **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homeownersfg.com/tonyfalbo/
- **HELOC** (`heloc`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homeownersfg.com/tonyfalbo/
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homeownersfg.com/tonyfalbo/
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homeownersfg.com/tonyfalbo/
- **Reverse mortgage** (`reverse`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homeownersfg.com/tonyfalbo/
- **USDA loan** (`usda`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homeownersfg.com/tonyfalbo/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homeownersfg.com/tonyfalbo/
- **Vacation home** (`vacation-home`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homeownersfg.com/tonyfalbo/

## About

Tony Falbo has been helping customers with home financing since 1998 across local and national markets. He leverages expertise in loan programs and guidelines to help borrowers find optimal solutions and work with clients other lenders have turned down.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1998. Source: https://homeownersfg.com/tonyfalbo/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Homeowners Financial Group (NMLS 93718), Santa Rosa, CA. Source: https://homeownersfg.com/tonyfalbo/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1071550

## Contact

- linkedin_url: https://www.linkedin.com/in/tony-falbo-6505a771/ (source: lender_site, verified 2026-10-09)
- View profile at Homeowners Financial Group: https://homeownersfg.com/tonyfalbo/
- Office phone and Email on file: shown at https://lendb.ai/lo/tony-falbo-1071550#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1071550
- lender_site: https://homeownersfg.com/tonyfalbo/

Cite as: Tony Falbo (NMLS 1071550), Homeowners Financial Group. LenDb.ai, https://lendb.ai/lo/tony-falbo-1071550, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._