---
canonical_url: https://lendb.ai/lo/tonya-gibbs-300122
json_url: https://lendb.ai/lo/tonya-gibbs-300122.json
nmls_id: 300122
last_verified: 2026-10-09
---

# Tonya Gibbs

Loan Officer at Intercap Lending, St. George, UT. NMLS ID 300122 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/300122)).

**Summary:** Tonya Gibbs (NMLS 300122) is Loan Officer at Intercap Lending, based in St. George, UT. Lists Utah on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Utah (UT, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Intercap Lending (NMLS 190465), St. George, UT. Source: https://www.intercaplending.com/loan-officer/tonya-gibbs/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/300122

## Contact

- linkedin_url: https://www.linkedin.com/in/tonya-gibbs-3b986318b/ (source: lender_site, verified 2026-10-09)
- View profile at Intercap Lending: https://www.intercaplending.com/loan-officer/tonya-gibbs/
- Office phone and Email on file: shown at https://lendb.ai/lo/tonya-gibbs-300122#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/300122
- lender_site: https://www.intercaplending.com/loan-officer/tonya-gibbs/

Cite as: Tonya Gibbs (NMLS 300122), Intercap Lending. LenDb.ai, https://lendb.ai/lo/tonya-gibbs-300122, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._