---
canonical_url: https://lendb.ai/lo/toshie-metzger-282247
json_url: https://lendb.ai/lo/toshie-metzger-282247.json
nmls_id: 282247
last_verified: 2026-10-15
---

# Toshie Metzger

Loan Officer at Summit Mortgage Corporation, Plymouth, MN. NMLS ID 282247 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/282247)).

**Summary:** Toshie Metzger (NMLS 282247) is Loan Officer at Summit Mortgage Corporation, based in Plymouth, MN. Lists Minnesota on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Summit Mortgage Corporation also offers Down payment assistance, FHA loan, Jumbo loan, USDA loan and VA loan (a lender program, not confirmed as their own focus). States 28 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 28 (source: https://www.summit-mortgage.com/loan-officer/toshie-metzger/, verified 2026-10-15)
- Licensed in: Minnesota (MN, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.75, verified 2026-10-15. Source: https://www.summit-mortgage.com/loan-officer/toshie-metzger/

### Their lender offers (lender level: Summit Mortgage Corporation's programs, not confirmed as this person's focus)

- **Down payment assistance** (`down-payment-assistance`): verified 2026-10-13. Source: https://www.summit-mortgage.com
- **FHA loan** (`fha`): verified 2026-10-13. Source: https://www.summit-mortgage.com
- **Jumbo loan** (`jumbo`): verified 2026-10-13. Source: https://www.summit-mortgage.com
- **USDA loan** (`usda`): verified 2026-10-13. Source: https://www.summit-mortgage.com
- **VA loan** (`va`): verified 2026-10-13. Source: https://www.summit-mortgage.com

## Facts from the lender page and intro

- years_experience: 28. Source: https://www.summit-mortgage.com/loan-officer/toshie-metzger/, verified 2026-10-15.
- education: Bachelor’s Degree in Education, University of Minnesota Minneapolis campus. Source: https://www.summit-mortgage.com/loan-officer/toshie-metzger/, verified 2026-10-15.
- community: Rotary. Source: https://www.summit-mortgage.com/loan-officer/toshie-metzger/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Summit Mortgage Corporation (NMLS 1041), Plymouth, MN. Source: https://www.summit-mortgage.com/loan-officer/toshie-metzger/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/282247

## Contact

- View profile at Summit Mortgage Corporation: https://www.summit-mortgage.com/loan-officer/toshie-metzger/
- Email on file: shown at https://lendb.ai/lo/toshie-metzger-282247#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/282247
- lender_site: https://www.summit-mortgage.com/loan-officer/toshie-metzger/
- state_regulator (lender programs): https://www.summit-mortgage.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Toshie Metzger (NMLS 282247), Summit Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/toshie-metzger-282247, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._