---
canonical_url: https://lendb.ai/lo/tracey-naughton-560139
json_url: https://lendb.ai/lo/tracey-naughton-560139.json
nmls_id: 560139
last_verified: 2026-10-09
---

# Tracey Naughton

Senior Vice President of Lending at CrossCountry Mortgage, Chicago, IL. NMLS ID 560139 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/560139)).

**Summary:** Tracey Naughton (NMLS 560139) is Senior Vice President of Lending at CrossCountry Mortgage, based in Chicago, IL. Lists Illinois on the lender page (not yet checked with the state regulator). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://crosscountrymortgage.com/chicago-il-3590/tracey-naughton/, verified 2026-10-09)
- Licensed in: Illinois (IL, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Tracey has over two decades of home financing experience serving Lake County and the greater Chicagoland area. They work with borrowers ranging from first-time homebuyers to experienced property investors.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://crosscountrymortgage.com/chicago-il-3590/tracey-naughton/, verified 2026-10-09.
- service_area: Lake County, IL and greater Chicagoland area. Source: https://crosscountrymortgage.com/chicago-il-3590/tracey-naughton/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Chicago, IL. Source: https://crosscountrymortgage.com/chicago-il-3590/tracey-naughton/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/560139

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/chicago-il-3590/tracey-naughton/
- Office phone and Email on file: shown at https://lendb.ai/lo/tracey-naughton-560139#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/560139
- lender_site: https://crosscountrymortgage.com/chicago-il-3590/tracey-naughton/

Cite as: Tracey Naughton (NMLS 560139), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/tracey-naughton-560139, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._