---
canonical_url: https://lendb.ai/lo/traci-emond-1073937
json_url: https://lendb.ai/lo/traci-emond-1073937.json
nmls_id: 1073937
last_verified: 2026-10-09
---

# Traci Emond

Loan Officer at Guild Mortgage, St Charles, IL. NMLS ID 1073937 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1073937)).

**Summary:** Traci Emond (NMLS 1073937) is Loan Officer at Guild Mortgage, based in St Charles, IL. Lists Illinois, Tennessee, Texas and Wisconsin on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Illinois (IL, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Wisconsin (WI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/il/stcharles/traci-emond-810-chte.html

## About

McHenry County-based LO specializing in divorce mortgage lending and VA financing, serving IL, WI, TN, and TX. Operates an Everyday Heroes program offering special rates to veterans, military, and first responders.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Illinois, Wisconsin, Tennessee, Texas. Source: https://branches.guildmortgage.com/il/stcharles/traci-emond-810-chte.html, verified 2026-10-09.
- community: Created Everyday Heroes program supporting veterans, military, first responders and healthcare professionals. Source: https://branches.guildmortgage.com/il/stcharles/traci-emond-810-chte.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), St Charles, IL. Source: https://branches.guildmortgage.com/il/stcharles/traci-emond-810-chte.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1073937

## Contact

- linkedin_url: https://www.linkedin.com/in/traci-emond-ab572b63/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/il/stcharles/traci-emond-810-chte.html
- Office phone and Email on file: shown at https://lendb.ai/lo/traci-emond-1073937#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1073937
- lender_site: https://branches.guildmortgage.com/il/stcharles/traci-emond-810-chte.html

Cite as: Traci Emond (NMLS 1073937), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/traci-emond-1073937, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._