---
canonical_url: https://lendb.ai/lo/traci-reed-1075296
json_url: https://lendb.ai/lo/traci-reed-1075296.json
nmls_id: 1075296
last_verified: 2026-10-09
---

# Traci Reed

Originating LOA at Guild Mortgage, Grand Junction, CO. NMLS ID 1075296 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1075296)).

**Summary:** Traci Reed (NMLS 1075296) is Originating LOA at Guild Mortgage, based in Grand Junction, CO. Licensed in Colorado, confirmed with the state regulator (license 100501423). Licensed since 2016 (per Colorado records). Last verified 2026-10-09.

## At a glance

- Licensed since 2016 (per Colorado records). This is license history on file, not total experience.
- Licensed in: Colorado (CO, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Traci has helped many individuals and families achieve homeownership at Guild Mortgage, a direct lender since 1960. She provides customized solutions and maintains continuous communication throughout the loan process.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- other: Guild Mortgage is a direct lender with no brokering or middleman. Source: https://branches.guildmortgage.com/co/grandjunction/traci-reed-724-hptree.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | 100501423 | active | confirmed | 2016-02-10 | state_regulator | 2026-10-10 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Grand Junction, CO. Source: https://branches.guildmortgage.com/co/grandjunction/traci-reed-724-hptree.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1075296

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/co/grandjunction/traci-reed-724-hptree.html
- Office phone and Email on file: shown at https://lendb.ai/lo/traci-reed-1075296#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1075296
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=172064&contact=382635
- lender_site: https://branches.guildmortgage.com/co/grandjunction/traci-reed-724-hptree.html

Cite as: Traci Reed (NMLS 1075296), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/traci-reed-1075296, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
