---
canonical_url: https://lendb.ai/lo/tracy-adams-234924
json_url: https://lendb.ai/lo/tracy-adams-234924.json
nmls_id: 234924
last_verified: 2026-10-09
---

# Tracy Adams

Senior Loan Officer at Ruoff Mortgage, OH. NMLS ID 234924 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/234924)).

**Summary:** Tracy Adams (NMLS 234924) is Senior Loan Officer at Ruoff Mortgage, based in Ohio. Licensed in Florida, confirmed with the state regulator (license LO42974). Also lists Georgia and Ohio on the lender page (not yet checked with the state regulator). Licensed since 2017 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2017 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported), Ohio (OH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Facts from the lender page and intro

- service_area: Florida, Georgia, Iowa, Illinois, Indiana, Michigan, Ohio, Texas, Wisconsin. Source: https://www.ruoff.com/TracyAdams, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO42974 | active | confirmed | 2017-05-01 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868), OH. Source: https://www.ruoff.com/TracyAdams, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/234924

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/TracyAdams

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/234924
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.ruoff.com/TracyAdams

Cite as: Tracy Adams (NMLS 234924), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/tracy-adams-234924, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._