---
canonical_url: https://lendb.ai/lo/tracy-james-1332295
json_url: https://lendb.ai/lo/tracy-james-1332295.json
nmls_id: 1332295
last_verified: 2026-10-09
---

# Tracy James

Sr. Mortgage Loan Originator at Movement Mortgage, Friday Harbor, WA. NMLS ID 1332295 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1332295)).

**Summary:** Tracy James (NMLS 1332295) is Sr. Mortgage Loan Originator at Movement Mortgage, based in Friday Harbor, WA. Licensed in Florida, confirmed with the state regulator (license LO136960). Also lists Arizona, California, Minnesota, Oregon, Virginia and Washington on the lender page (not yet checked with the state regulator). Licensed since 2025 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Minnesota (MN, lender_reported), Oregon (OR, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO136960 | active | confirmed | 2025-04-08 | state_regulator | 2026-10-09 |
| AZ | state_license | 1035521 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MN | state_license | MLO-1332295 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | Temporary Authority | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | MLO-72195VA | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | MLO-1332295 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Movement Mortgage (NMLS 39179), Friday Harbor, WA. Source: https://movement.com/lo/tracy-james, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1332295

## Contact

- View profile at Movement Mortgage: https://movement.com/lo/tracy-james
- Office phone and Email on file: shown at https://lendb.ai/lo/tracy-james-1332295#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1332295
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://movement.com/lo/tracy-james

Cite as: Tracy James (NMLS 1332295), Movement Mortgage. LenDb.ai, https://lendb.ai/lo/tracy-james-1332295, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._