---
canonical_url: https://lendb.ai/lo/tracy-ottinger-196900
json_url: https://lendb.ai/lo/tracy-ottinger-196900.json
nmls_id: 196900
last_verified: 2026-10-09
---

# Tracy Ottinger

Branch Manager at Envoy Mortgage, Wasilla, AK. NMLS ID 196900 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/196900)).

**Summary:** Tracy Ottinger (NMLS 196900) is Branch Manager at Envoy Mortgage, based in Wasilla, AK. Lists Alaska and Arizona on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Alaska (AK, lender_reported), Arizona (AZ, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Tracy has worked as a top-producing mortgage loan officer in Alaska since 1999, prioritizing personalized service and tailored financing solutions for each client.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1999. Source: https://www.envoymortgage.com/tracy-ottinger/, verified 2026-10-09.
- service_area: Alaska. Source: https://www.envoymortgage.com/tracy-ottinger/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AK | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Envoy Mortgage (NMLS 6666), Wasilla, AK. Source: https://www.envoymortgage.com/tracy-ottinger/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/196900

## Contact

- linkedin_url: https://www.linkedin.com/in/tracy-ottinger-89756a17/ (source: lender_site, verified 2026-10-09)
- View profile at Envoy Mortgage: https://www.envoymortgage.com/tracy-ottinger/
- Email on file: shown at https://lendb.ai/lo/tracy-ottinger-196900#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/196900
- lender_site: https://www.envoymortgage.com/tracy-ottinger/

Cite as: Tracy Ottinger (NMLS 196900), Envoy Mortgage. LenDb.ai, https://lendb.ai/lo/tracy-ottinger-196900, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._