---
canonical_url: https://lendb.ai/lo/tracy-rich-70494
json_url: https://lendb.ai/lo/tracy-rich-70494.json
nmls_id: 70494
last_verified: 2026-10-09
---

# Tracy Rich

Senior Loan Officer at Union Home Mortgage, High Point, NC. NMLS ID 70494 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/70494)).

**Summary:** Tracy Rich (NMLS 70494) is Senior Loan Officer at Union Home Mortgage, based in High Point, NC. Licensed in Florida, confirmed with the state regulator (license LO144394). Also lists North Carolina, South Carolina, Tennessee and Virginia on the lender page (not yet checked with the state regulator). Licensed since 2026 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2026 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

As an experienced mortgage loan officer, Tracy guides clients through various financing options and helps them make the right choice for their family's needs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO144394 | active | confirmed | 2026-01-22 | state_regulator | 2026-10-09 |
| NC | state_license | I-179468 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | MLO-70494 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | 70494 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | MLO-69519VA | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Union Home Mortgage (NMLS 2229), High Point, NC. Source: https://www.uhm.com/loan-officers/tracy-rich/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/70494

## Contact

- View profile at Union Home Mortgage: https://www.uhm.com/loan-officers/tracy-rich/
- Office phone and Email on file: shown at https://lendb.ai/lo/tracy-rich-70494#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/70494
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.uhm.com/loan-officers/tracy-rich/

Cite as: Tracy Rich (NMLS 70494), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/tracy-rich-70494, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._