---
canonical_url: https://lendb.ai/lo/tracy-ricketts-1931924
json_url: https://lendb.ai/lo/tracy-ricketts-1931924.json
nmls_id: 1931924
last_verified: 2026-10-11
---

# Tracy Ricketts

Loan Officer at CMG Home Loans, Klamath Falls, OR. NMLS ID 1931924 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1931924)).

**Summary:** Tracy Ricketts (NMLS 1931924) is Loan Officer at CMG Home Loans, based in Klamath Falls, OR. Licensed in Florida, confirmed with the state regulator (license LO125311). Also lists California and Oregon on the lender page (not yet checked with the state regulator). Earliest state license record: January 12, 2024 (Florida), per state regulator. Last verified 2026-10-11.

## At a glance

- Earliest state license record: January 12, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Oregon (OR, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Tracy Ricketts has been in the mortgage industry since 2019, including a stint as a loan officer at Summit Funding. They aim to explain how each loan program's features fit a borrower's financial situation.

Source: LenDb summary of the lender page, verified 2026-10-11.

## Facts from the lender page and intro

- years_experience: since 2019. Source: https://www.cmghomeloans.com/mysite/tracy-ricketts, verified 2026-10-11.
- education: BS in Political Science, University of Oregon. Source: https://www.cmghomeloans.com/mysite/tracy-ricketts, verified 2026-10-11.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO125311 | active | confirmed | 2024-01-12 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-11 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-11 |

## Employment history

- ? to present: CMG Home Loans (NMLS 1820), Klamath Falls, OR. Source: https://www.cmghomeloans.com/mysite/tracy-ricketts, verified 2026-10-11.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1931924

## Contact

- View profile at CMG Home Loans: https://www.cmghomeloans.com/mysite/tracy-ricketts
- Office phone and Email on file: shown at https://lendb.ai/lo/tracy-ricketts-1931924#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1931924
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.cmghomeloans.com/mysite/tracy-ricketts

Cite as: Tracy Ricketts (NMLS 1931924), CMG Home Loans. LenDb.ai, https://lendb.ai/lo/tracy-ricketts-1931924, last verified 2026-10-11.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._