---
canonical_url: https://lendb.ai/lo/trey-kelley-2849648
json_url: https://lendb.ai/lo/trey-kelley-2849648.json
nmls_id: 2849648
last_verified: 2026-10-19
---

# Trey Kelley

Junior Loan Officer (IGNITE) at INDEPENDENCE HOME LOANS LLC. NMLS ID 2849648 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2849648)).

Trey Kelley (NMLS 2849648) is a mortgage loan officer at INDEPENDENCE HOME LOANS LLC, licensed in Missouri.

**Summary:** Trey Kelley (NMLS 2849648) is Junior Loan Officer (IGNITE) at INDEPENDENCE HOME LOANS LLC. Licensed in Missouri, confirmed with the state regulator. Last verified 2026-10-19.

## Quick answers

### Is Trey licensed in Missouri?

Yes. Missouri regulator records list a license as active (verified 2026-10-19). Source: https://finance.mo.gov/banks-0/bank-licensee-search.

### What lender does Trey work for?

INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/trey-kelley/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Trey A. Kelley (MO, as of 2026-10-19)
- Licensed in: Missouri (MO, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Trey Kelley is a Junior Loan Officer just starting in the mortgage industry. They attended the University of Hawaii and lived in Hawaii for nearly 10 years. They are a father and enjoy travel, water sports and food.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- education: University of Hawaii. Source: https://independencehl.com/trey-kelley/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |

## Employment history

- ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/trey-kelley/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2849648

## Contact

- View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/trey-kelley/
- Office phone and Email on file: shown at https://lendb.ai/lo/trey-kelley-2849648#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2849648
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- lender_site: https://independencehl.com/trey-kelley/

Cite as: Trey Kelley (NMLS 2849648), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/trey-kelley-2849648, last verified 2026-10-19.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._